ISO’s Premium Audit Advisory Service (PAAS®) is your source of technical information and training for premium auditors. PAAS® information helps you properly classify exposures for commercial casualty insurance, including general liability, commercial auto, and workers compensation. PAAS® offers a wide range of essential services, including more than 40,000 classification guides and more than 500 bulletins. The guides feature detailed descriptions of all state-specific and national workers compensation and general liability classifications.


For product information, click on a link below.

Workers Compensation Guides

Workers Compensation State Statutory Exceptions

General Liability Guides

Rating Information

Industry Guides




Just the FAQs

Training Manuals

Just the FAQs

Just the FAQs is a useful compilation of questions and answers from the PAAS® consultation service. Your PAAS® subscription includes access to free technical consultation by e-mail. Now, PAAS® on ISOnet brings you the benefits of the PAAS® staffs expert answers to questions of interest to PAAS® subscribers. With Just the FAQs, you can do full-text searches for the information you need ? or browse the questions in 15 relevant categories. Were adding new topics every month, so check back often.

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The leading technical information service for premium audit and underwriting professionals